Atal Pension Yojana: Old age does not mean dependence on others. A person always tries to make his/her retirement economically secure in all possible ways (Atal Pension Yojana). You have to note that the government has launched Atal Pension Yojana in order to ensure productive old age for all. In this case (Atal Pension Yojana), one is almost guaranteed a pension of Rs 5,000 every month once one attains age 60 years and above.
The most special thing about this scheme is that husband and wife can also invest by opening a joint account. It doesn’t take a large investment to receive the benefits of a 5,000 a month pension. Small investments like working one’s luck are also suitable, hence – no cause for alarm.
Important things related to Atal Pension Yojana
Atal Pension Yojana enables you to become affluent, if you are government and above government employee (Central Employee). In the scheme, people have to invest continuously till the age of 20 years. Thus the minimum age limit for joining the scheme is 18 while the maximum age limit is 40 years. If you are enrolled in the scheme when you’re 18 years of age, you will be required to contribute Rs.210 every month saving Rs.7 a day.
Assuming you will be depositing Rs 210 every month without fail for the next twenty years, once you turn 60, you will be entitled to a pension of Rs 5,000 every month. In addition, if you contribute an extra Rs 42 every month on Atal Pension Yojana, after attaining 60 years of age, one will also be entitled to a monthly pension of Rs 1,000, which is simply too good to refuse.
Atal Pension Yojana
For fulfilling the provision of conditions, if one joins the Atal Pension Yojana, he/she shall receive pension of Rs 5,000 every month after the age of sixty years. Accordingly, people above sixty will receive a sum of Rs 60,000 as pension every year, with the assurance that there will be no issues. In order to avail the services of the scheme, one needs to visit the nearest bank and change their status. You will be required to open a new account and also make deposits regularly.
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